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Insurance

ic! berlinAt Ramsey EyeCare, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our Charleston patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at Ramsey EyeCare is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

Contact our office at 304-343-3363 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

We are participating members of the following insurance plans:

Insurance & Vision Plans Accepted

  • Insurance logos transparent 1
  • Blue Cross Blue Sheild
  • Cigna
  • EyeMed
  • Medicare
  • MES 20insurance
  • umwa-health-and-retirement-funds-squarelogo
  • United Healthcare

 

  • 4Most
  • Aetna
  • Blue Cross / Blue Shield
  • Carelink
  • Cigna
  • CCN
  • EyeMed
  • Freedom Blue
  • Medicare
  • PEIA
  • Railroad Medicare
  • SelectNet
  • UMWA Health and Retirement Funds
  • United Healthcare

Note: if you have any questions about your insurance, feel free to give us a call.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our Charleston optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Ramsey EyeCare, we also accept cash, check, and major credit cards. Call 304-343-3363 today to schedule your eye exam today.

Care Credit

What if your insurance doesn't cover all the costs for the procedure you want and need?  Where do you turn?

CareCredit, a GE Money Company, gives you convenient payment options so you can get the procedure you want, when you want it. CareCredit gives you the freedom to get your procedure whenever you're ready. It's easy to apply. With three simple steps, including an instant approval process, you can say goodbye to the waiting time and reward yourself sooner.

Click Here to Apply

  • Vision insurance is designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost. Learn about types of plans, coverage and payment options.
  • Make the most of your vision insurance plan by understanding your particular vision coverage.
  • As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. CareCredit lets you begin your procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget.